Legal
Terms of service
These terms govern Quantum Finance Monitor accounts, subscriptions, individual report purchases, data tools and reports on demand.
Last updated: 17 July 20261. Provider and scope
Quantum Finance Monitor is a professional intelligence service provided by Stroncature S.r.l., Via Garibaldi 169, 84061 Ogliastro Cilento (SA), Italy, tax and company registration number 05960160652, REA SA-486919. These terms apply to the website, free briefing, QFM Professional, individual report licences and separately agreed reports on demand.
2. Professional nature of the service
QFM is designed primarily for professional, business, institutional and advanced research use. It provides information and analysis, not personalised investment, legal, tax or accounting advice. You remain responsible for decisions made using QFM material.
3. Accounts
You must provide accurate information, keep credentials confidential and promptly report suspected unauthorised use. One individual account may not be shared unless a team or institutional licence expressly permits it.
4. Free and paid access
The free briefing contains selected signals and public material. QFM Professional unlocks all premium reports and the subscriber archive for the paid period. An individual report purchase grants the named buyer a limited, non-exclusive, non-transferable single-user licence to the delivered PDF. The personalised watermark and licence identifier must not be removed. Features and publication cadence may evolve, but material reductions to a paid subscription will be communicated where required.
5. Prices, tax and renewal
Displayed base prices exclude VAT. The applicable tax and final total are calculated before payment based on customer status and location. Individual reports are one-time purchases and do not renew. Subscriptions renew automatically for the selected monthly or annual period until cancelled. Stripe processes new QFM purchases and subscriptions; identified legacy subscribers may continue to be billed through Substack and will not be charged a second subscription by QFM.
6. Cancellation and payment failure
You may cancel renewal through the customer portal or the billing platform managing your subscription. Access ordinarily continues until the end of the paid period. Failed or reversed payments may suspend access. Statutory rights that cannot lawfully be excluded remain unaffected.
6A. Immediate digital delivery and withdrawal
Before purchasing an individual PDF report, an eligible consumer must expressly request immediate performance and acknowledge that the statutory withdrawal right is lost once digital delivery begins, to the extent permitted by Article 16(m) of Directive 2011/83/EU and applicable implementing law. The secure delivery link is normally valid for 72 hours and permits up to five downloads; the licence itself continues to govern use of the downloaded copy.
7. Intellectual property and permitted use
QFM content, datasets, design and analysis are protected by intellectual-property law. A subscription grants a limited, non-exclusive, non-transferable right to use material internally. Republishing, bulk extraction, credential sharing, resale, model training or automated harvesting requires written permission.
8. Accuracy, markets and availability
We use source-led methods and correction procedures, but emerging technology and market information can change rapidly. Market data may be delayed or supplied by third parties. QFM does not guarantee uninterrupted availability, investment performance or that every source is complete.
9. Acceptable use
You may not misuse the service, circumvent the paywall, test security without permission, interfere with other users, upload unlawful material or use QFM in violation of sanctions, export controls or applicable law.
10. Reports on demand
Submitting the online research form is a request for assessment, not an accepted order. QFM may accept, decline or narrow a request according to evidence availability, editorial capacity and professional standards. An accepted report on demand is governed by a written scope, fixed price, delivery date and licence. It produces a digital research report and does not include meetings, workshops, presentations, ongoing advisory work or personalised investment, legal or tax advice unless a separate written agreement expressly states otherwise.
11. Governing law and contact
These terms are governed by Italian law, without prejudice to mandatory protections that apply to an eligible consumer. Contact support@quantumfinancemonitor.com or stroncature.srl@legalmail.it.